Effective Date: March 17, 2025
Last Updated: November 2, 2025

Acceptance of Terms
By accessing or using the website www.arminsurance.net (the “Site”), you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Site.

Use of the Site
You may use the Site for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations

• Interfere with the operation or security of the Site

• Attempt to access areas of the Site restricted to unauthorized users

• Use the Site to transmit harmful, offensive, or fraudulent content

Intellectual Property
All content on the Site, including text, graphics, logos, images, videos, and software, is the property of Adelaide Risk Management or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

Third-Party Links
The Site may contain links to third-party websites. These links are provided for convenience only. We do not control and are not responsible for the content, privacy policies, or practices of third-party websites.

Disclaimer of Warranties
The Site and its content are provided “as is” and “as available” without warranties of any kind, either express or implied. Adelaide Risk Management does not guarantee that the Site will be uninterrupted, secure, or error-free.

Limitation of Liability
To the fullest extent permitted by law, Adelaide Risk Management and its affiliates, employees, or partners shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use the Site.

Indemnification
You agree to indemnify, defend, and hold harmless Adelaide Risk Management, its affiliates, and its officers, directors, and employees from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising from your use of the Site or violation of these Terms.

Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. You agree that any legal action or proceeding arising from or related to these Terms or the Site will be brought exclusively in the courts located in Florida.

Changes to Terms
We may update these Terms from time to time. Changes will be posted on this page with a new “Last Updated” date. Your continued use of the Site constitutes acceptance of the revised Terms.

Contact Information
If you have any questions about these Terms, please contact us:

Adelaide Risk Management
Email: jm@adelaidecp.com
Website: www.arminsurance.net
Address:
9961 East County Hwy 30A, Suite 7A
Alys Beach, FL 32461